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A smarter way to access
your equity.

Beeline Equity Now charges a one-time 8.5% transaction fee on the cash advanced, plus standard closing costs. There is no interest and no monthly payment, and the equity share you sell is fixed and known upfront.

How it adds up

The four pieces.

Your offer is built around your home's value, the cash you request, and the slice of equity you're selling — after that we're just along for the ride.

01

Consensus Fair Market Value

We calculate your home's current value using several independent automated valuations — what we call the Consensus Fair Market Value.

02

The cash you request

Choose how much cash you want — from $50,000 to $200,000. We build the offer around this figure. It lands in your account in as little as 10 days.

03

The slice we buy

We buy a minority share at a slightly reduced valuation (roughly 20%, adjusted for risk). That reduced price applies only to the slice we buy — your remaining equity stays at full value.

04

Co-ownership on title

We're recorded on the deed alongside you as a minority co-owner. Not a lender. Not a lien. A genuine partner with skin in the game. You stay in the driver's seat.

Crunching the numbers

An example scenario.

One scenario of many. Your real numbers depend on your home's value and how much cash you want.

  • Consensus Fair Market Value
    Based on independent automated valuations
    $1,000,000
  • Cash requested
    What you want in your account
    $100,000
  • 8.5% transaction fee
    One-time, taken at funding
    −$8,500
  • Gross funding
    Total transaction size
    $108,500
  • Net cash to you
    Sent to your bank account
    $100,000
  • Equity slice we buy
    Recorded on title alongside you
    ~13.6%
  • Your remaining equity
    At full market value, yours to keep
    ~86.4%
The punchline
Sell the home later for $1,200,000? We receive 13.6% of the proceeds — exactly the share we bought. No inflated multipliers. No tricky formulas. What you see upfront is what happens at the end.
Plain and simple

What it costs.

The fee
8.5%

One-time transaction fee.

Based on the cash you receive. Most homeowners cover it by selling a very small additional sliver of equity, so there's nothing out of pocket. You can also take it from your proceeds.

Compared with years of mortgage interest on a refi or HELOC, it's a one-time cost — not 30 years of compounding payments.
And the standard bits

Standard closing costs.

All laid out clearly in your Beeline Equity Estimate before you sign anything.

  • Title search
  • Title policy
  • Doc prep
  • Notary
  • Settlement
  • Recording fees
  • Transfer taxes
  • Delinquent property tax (if any)
Pricing aligned with you

Why our pricing works.

No monthly payments

No interest. No repayment schedule. Settlement happens when you sell — or when you buy our slice back.

We share the ride

If your home appreciates, we share in the gain — in exact proportion to the slice we own. If it depreciates, we share in that too. Same percentage, both directions.

Fixed share, no surprises

If you sell us 10%, we get 10% when you sell the home. Not 15%. Not 20%. The number you agree to is the number that applies — full stop.

Buy us out within five years

You have a five-year window to repurchase our slice with a 2.5% exit fee. Cash now, full ownership back later.

FAQs

Common questions.

Plain English. Your Equity Guide is one tap away if you'd rather just talk to a human.

How do you calculate my home's value?
We use the Consensus Fair Market Value — a number derived from several independent automated valuations.
Why is the slice you buy at a reduced valuation?
A roughly 20% buffer protects against short-term market dips and makes the deal viable for the investors who sit alongside you for the long haul. Only the portion we buy is valued this way — your remaining equity stays at full market value.
If I sell you 10%, is it still 10% when I sell my home?
Yes. Clean and simple. If you sell us 10% today, we get 10% of the proceeds when you sell. No inflated formulas, no hidden multipliers.
What other fees are involved?
Standard closing costs — title search, title policy, doc prep, notary, settlement, recording, transfer taxes. All shown clearly in your Equity Estimate before you sign.
Are there monthly payments or interest?
No. You're not borrowing. Nothing accrues, nothing compounds, nothing leaves your account every month.
See your offer