01
Consensus Fair Market Value
We calculate your home's current value using several independent automated valuations — what we call the Consensus Fair Market Value.
Simple pricing.
One trade.
Set on day one.
A one-time 8.5% transaction fee on the cash you receive, plus standard closing costs. No interest, no monthly payments, and the equity share sold on day one is exactly the same share as the day you sell.
How it adds up
The four pieces.
Your offer is built around your home's value, the cash you request, and the share of equity you're selling — after that, we're just along for the ride.
02
The cash you request
Choose how much cash you want — from $50,000 to $200,000. We build the offer around this figure, and it lands in your account in as little as 10 days.
03
The slice we buy
We buy a minority share at a slightly reduced valuation, roughly 20%. It applies only to the slice we buy — your remaining equity stays at full market value. It's what we earn for putting cash in your hands in days, then stepping back patiently — possibly for decades.
04
Co-ownership on title
We're recorded on the deed alongside you as a minority co-owner. Not a lender. Not a lien. A genuine partner with skin in the game. You stay in the driver's seat.
Crunching the numbers
An example scenario.
One scenario of many. Your real numbers depend on your home's value and how much cash you want.
- Consensus Fair Market ValueBased on independent automated valuations$1,000,000
- Cash to youSent to your bank account$100,000
- One-time transaction fee (8.5%)Charged once, never monthly$8,500*
- Equity slice we buyRecorded on title alongside you~13.6%
- Your remaining equityAt full market value, yours to keep~86.4%
* Most people cover the one-time fee by selling a small extra sliver of equity — that's the default shown here. You can take it from your proceeds instead.
The punchline
Sell the home later for $1,200,000?
We receive 13.6% of the proceeds —
exactly the share we bought.
No inflated multipliers. No tricky formulas. What you see upfront is what happens at the end.
Plain and simple
What it costs.
The fee
8.5%
One-time transaction fee.
Based on the cash you receive. Most homeowners cover it by selling a very small additional sliver of equity, so there's nothing out of pocket. You can also take it from your proceeds.
Compared with years of mortgage interest on a refi or HELOC, it's a one-time cost — not 30 years of compounding payments.
And the standard bits
Standard closing costs.
All laid out clearly in your Beeline Equity Estimate before you sign anything.
- Title search
- Title policy
- Doc prep
- Notary
- Settlement
- Recording fees
- Transfer taxes
- Delinquent property tax (if any)
Pricing aligned with you
Why our pricing works.
No monthly payments
No interest. No repayment schedule. Settlement happens when you sell — or when you buy our slice back.
We share the ride
If your home appreciates, we share in the gain — in exact proportion to the slice we own. If it depreciates, we share in that too. Same percentage, both directions.
Fixed share, no surprises
If you sell us 10%, we get 10% when you sell the home. Not 15%. Not 20%. The number you agree to is the number that applies — full stop.
Buy us out anytime after year one
No deadline. Same math going out as going in. Cash now, full ownership back later if you wish.
What we earn for being patient money.
Think about what we're signing up for. We put cash in your hands in days, then step back — possibly for decades:
- No monthly payments. Ever.
- No interest. There's no loan, so there's nothing to accrue.
- No deadline. Sell in ten years, twenty, or never — settlement runs on your timeline.
- No control. We're a minority co-owner. You live in it, run it, renovate it — it's your home.
- Shared downside. If the market dips, our share dips with yours. We take that risk alongside you.
Lenders charge interest every month for money that comes with strings. We charge nothing along the way — selling a small slice at a slightly reduced price is the one-time price of patient capital, agreed upfront, done.
Fixed means fixed
Same share, same math, both directions.
Set on day one. The share we buy is a fixed, one-time slice — the same share when you sell, whether that's in two years or twenty. It never grows, never compounds, never multiplies.
Buy us out anytime after year one. No deadline. Same calculation going out as going in. Cash now, full ownership back later if you wish.
FAQs
Common questions.
How do you calculate my home's value?
We use the Consensus Fair Market Value — a number derived from several independent automated valuations, not a single opinion.
Why is the slice you buy priced at a reduction?
Valuation starts with what we call the Consensus Fair Market Value — a precise figure drawn from several independent automated valuations. The slice we buy is priced at a slight reduction to that value, roughly 20%. The reduction only applies to the portion we buy — your remaining equity stays at full market value.
That slight reduction is what we earn for putting cash in your hands in days, then stepping back patiently and passively as a minority co-owner, possibly for decades. During that time you have no payments or deadline to sell — and you keep the upside on the majority share you retain.
It's the one-time price of patient capital, the split fixed and agreed upfront on day one, done.
If I sell you 10%, is it still 10% when I sell my home?
Yes. Clean and simple. If you sell us 10% today, we get 10% of the proceeds when you sell. No inflated formulas, no hidden multipliers.
What other fees are involved?
Standard closing costs — title search, title policy, doc prep, notary, settlement, recording, transfer taxes. All shown clearly in your Equity Estimate before you sign.
Are there monthly payments or interest?
No. You're not borrowing. Nothing accrues, nothing compounds, nothing leaves your account every month.
See your exact numbers in 60 seconds.
Enter your address and the cash you're considering. You'll see your full split — the slice we buy and what you keep — before you talk to anyone.
See your offer now →
· No credit impact.