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How Beeline
Equity Now
works

Apply in 1 minute, then share ID, a mortgage statement, and your homeowners insurance.
Then we’ll run title and get cash in your account in as little as 10 days.
No new debt, no interest, no monthly payment.

Illustration showing the refinance journey — a friendly visual of home equity unlocked

Instant offer in 1 minute

See your equity estimate online in less than a minute.

Your home qualifies, not you

Based on your property's equity, not income or credit.

We buy a minority share

A small slice, recorded on title. You stay the majority owner.

Cash in your account

$50k–$200k in as little as 10 days.

Live as you always have

No monthly payments. Stay as long as you like.

You're in total control

Buy our share back anytime after year one, or share proceeds pro-rata when you sell.

Ten days from application to funded

How to apply and get funded

1

Get your offer

Pop your address in. See real numbers in 1 minute. Lean on your Equity Guide.

2

Share a few details

ID, mortgage statement (if you have one), homeowners insurance, a couple of signatures, then it's over to us.

3

We run title

Usually two to three days. Your Equity Guide keeps it moving.

4

Get funded

Cash in your account, often in as little as 10 days.

How fast is fast?

Cash in hand in as little as 10 days.

Beeline Equity Now is different from a mortgage in every way. It's faster, easier and there's no debt hanging over you.

The detail

Easy to apply.
Fast to fund.

Apply in 1 minute to see if your property qualifies — see an offer right away. Review your equity estimate: the cash you're accessing, the equity you're selling and keeping, the costs — all clearly laid out. Your Beeline Equity Guide walks you through it.

If you're happy, the next steps are light. ID, a recent mortgage statement, and your homeowners insurance, agree to the basic terms, then we'll run title. If title is clear, a couple of signatures and a few days later, cash lands in your account.

What you'll need
  • A valid, government-issued ID (driver's license, passport)
  • A recent mortgage statement (if you have a mortgage)
  • Your homeowners insurance policy
  • Any other lien statements (if applicable)
FAQs

The bits people usually ask about

Plain English. Easy to understand. Your Equity Guide is always there to help.

Who owns my home?
You do. We own a minority slice and sit alongside you on title as a co-owner. You live there, you decide when to sell, you make every day-to-day call. We're a passive partner — not a landlord, not a lender.
How much cash can I get?
$50,000 to $200,000, depending on your home's value and equity. Pop your address into our instant offer tool to find out in 1 minute.
How long does it take?
As little as 10 days from application to cash in your account. Some have closed in seven. Fourteen is slow.
Are there monthly payments?
No. You're not borrowing, so there's nothing to repay each month. Nothing to repay later either. We co-own. You owe us nothing.
What credit score do I need?
None. It's the home that qualifies, not you. We don't pull your credit. Lots of equity and a bumpy financial profile? It can still work.
Are there income requirements?
No. No debt-to-income check, no income verification. Self-employed, retired, between jobs — none of it gets in the way.
What happens after I apply?
You land in your Beeline Tracker — upload your ID, mortgage statement, and homeowners insurance, review your Equity Estimate. Your Equity Guide reaches out straight away to walk you through it. Then you instruct us to run title, finalize the numbers, and schedule the deed signing.
Can I buy your slice back?
You can buy your share back any time you like after the first year. There's no deadline — just give us 90 days written notice. You buy your share back using the same calculation you sold your share at.
What does it cost?
An 8.5% transaction fee, taken at closing. No monthly costs, no interest, no surprises.
See all
Illustrated home with a friendly bird character, clouds, and a colorful roof
Ready when you are

See what your home unlocks.

1 minute to apply. Real numbers in seconds. Your Beeline Equity Guide is right there to chat.